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ACA, Affordable Care Act, California Benefit Advisors, California Employee Benefits, IRS, Utah Benefit Advisors, Utah Employee Benefits

ACA Play or Pay: Affordability Percentage for 2019


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On May 21, 2018, the IRS announced that the affordability percentage under the Affordable Care Act’s play or pay rules will increase to 9.86% for 2019 plan years. This is an increase from 9.56% for 2018 plan years. By way of background, the ACA’s employer shared responsibility provision – often called the employer mandate or

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California Benefit Advisors, California Employee Benefits, Opioid Crisis, Opioid Epidemic, Opioids, Utah Benefit Advisors, Utah Employee Benefits

Opioids in America


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Lately, there’s been a big focus on America’s opioid addiction in the news. Whether it’s news on the abuse of the drug or it’s information sharing on how the drug works, Americans are talking about this subject regularly. We want to help educate you on this hot topic. Opioids are made from the opium poppy

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A DOL Audit Can Happen to You


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Summary plan descriptions (SPDs) are required for all retirement, health, and welfare plans subject to the Employee Retirement Income Security Act of 1974 (ERISA). However, misconceptions about this requirement are widespread. ERISA attorney Stacy H. Barrow, partner with Marathas Barrow Weatherhead Lent LLP, had a chat with ThinkHR about the importance of having proper ERISA

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