Human Resources

ACA, Benefit plans, Benefits, Blog, California Benefit Advisors, California Employee Benefits, Communication, DOL, Employees, Employers, ERISA, Health, Health care, Health insurance, HMO, Human Resources, Insurance, MLR

Ask the Experts: Medical Loss Ratio (MLR) Rebates


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Question: Our company received a rebate check from our health insurance carrier. As the employer, we pay the bulk of premiums, although employees who enroll for coverage do pay a portion of the cost. Are there restrictions on how we can use the rebate money? Answer: Yes, there are restrictions on using the rebate. The

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Cybersecurity, Human Resources, technology, Workplace

Cybersecurity: Employees Are the First Line of Defense


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Cybercriminals are becoming more focused on users of company networks as a weak link in the security infrastructure chain. Secure web gateways, anti-virus tools, malware scanners, spam quarantines, and other technologies help filter out malicious content and defend against a growing variety of threats, but technology alone cannot stop humans from clicking on the wrong

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Blog, Employees, Employers, HR, Human Resources, Motivation, Workplace

8 Tips for Handling Tough Employee Conversations


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We all get cold feet when it comes to addressing difficult issues with colleagues in the workplace. It’s stressful, and you just can’t help but think of all of the ways that a well-meaning conversation could go sideways. You worry about the longer-lasting effects of a damaged work relationship but know that you must correct

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Blog, Employee Communication, Employees, Employers, financial health, Financial Planning, Human Resources, IRS

Easy-to-Use Tax Withholding Calculator


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Employers, have you reminded your employees to check that they are having the right amount of tax withheld from their paychecks? It’s a good idea for everyone to check their payroll withholding every year, but it is particularly important this year due to the big changes Congress made to the federal tax rules for 2018.

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Blog, Employers, Health plans, High Deductible Health Plan, HMO, Human Resources, Medicare Part D, Prescription Drug Costs, reporting, Utah Benefit Advisors, Utah Employee Benefits

Medicare Part D Notices Due Oct. 15


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Are you an employer that offers or provides group health coverage to your workers? Does your health plan cover outpatient prescription drugs — either as a medical claim or through a card system? If so, be sure to distribute your plan’s Medicare Part D notice before October 15. Purpose Medicare began offering “Part D” plans

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Benefits, Blog, compliance, Employees, Employers, Human Resources, OSHA, OSHA 300 log, Safety

Ask the Experts: OSHA 300 Log and Temps


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Question: We conduct hearing tests on employees and record any discovered hearing loss on our OSHA 300 log. Are we required to conduct tests on our temporary workers, and if so, should we report those hearing losses differently? Answer: “Temporary workers” are workers hired and paid by a staffing agency and supplied to a host

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ACA, Affordable Care Act, Benefits, Blog, California Benefit Advisors, California Employee Benefits, Custom content, Employees, Employers, Health, Health insurance, Human Resources

Affordable Care Act Update


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Recently, the President signed a bill repealing the Affordable Care Act’s Individual Mandate (the tax penalty imposed on individuals who are not enrolled in health insurance). While some are praising this action, there are others who are concerned with its aftermath. So how does this affect you and why should you pay attention to this

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