Author: NBG

Employers, Health plans, MEPS, Survey, U.S. Census Bureau

Ask the Experts: Federal Survey of Employer Health Plans


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Question: Our company received a survey from the U.S. Census Bureau asking about the health coverage we offer to employees, how much it costs, etc. Is this an official survey? Do we have to provide the information? Answer: It appears your company has been randomly selected for the federal government’s Medical Expenditure Panel Survey (MEPS).

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achievement, Employees, Health, Motivation

7 Ways to Have Self-Control, Even in the Hardest Situations


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What would change if you had more self-control? Would you meet your fitness goals? De-escalate tense situations? Finally stop procrastinating on work projects? Although it can seem impossible to gain any more discipline than you already have, willpower can be exercised regularly just like your muscles. There are a few ways you can gain control

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Behaviour Therapy, Employees, Motivation, Procrastination, time-management

How to Stop Procrastinating (Finally!)


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Do you consider yourself a procrastinator? A 2015 study published in Cognitive Behaviour Therapy found that about 50 percent of people consider themselves “mild” or “average” when it comes to procrastinating. And about 20 percent of people view themselves as chronic procrastinators, meaning that they procrastinate in many different areas of their lives — work,

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ACA, Benefit plans, Benefits, Blog, California Benefit Advisors, California Employee Benefits, Communication, DOL, Employees, Employers, ERISA, Health, Health care, Health insurance, HMO, Human Resources, Insurance, MLR

Ask the Experts: Medical Loss Ratio (MLR) Rebates


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Question: Our company received a rebate check from our health insurance carrier. As the employer, we pay the bulk of premiums, although employees who enroll for coverage do pay a portion of the cost. Are there restrictions on how we can use the rebate money? Answer: Yes, there are restrictions on using the rebate. The

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Cybersecurity, Human Resources, technology, Workplace

Cybersecurity: Employees Are the First Line of Defense


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Cybercriminals are becoming more focused on users of company networks as a weak link in the security infrastructure chain. Secure web gateways, anti-virus tools, malware scanners, spam quarantines, and other technologies help filter out malicious content and defend against a growing variety of threats, but technology alone cannot stop humans from clicking on the wrong

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Benefit plans, Benefits, Blog, Communication, Employee benefits, Employee Communication, Employees, Health, Health insurance, Health plans, Insurance, prescriptions, Videos

Looking Backward to Plan Forward


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As you look through enrollment options for 2019, remember to look back on 2018. Check out your spending on procedures and prescriptions, and which providers are in your network. This short video will give you some tips on how to plan forward for 2019.

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