DOL

ACA, Benefit plans, Benefits, Blog, California Benefit Advisors, California Employee Benefits, Communication, DOL, Employees, Employers, ERISA, Health, Health care, Health insurance, HMO, Human Resources, Insurance, MLR

Ask the Experts: Medical Loss Ratio (MLR) Rebates

November 29, 2018November 29, 2018By NBG No Comments

Question: Our company received a rebate check from our health insurance carrier. As the employer, we pay the bulk of premiums, although employees who enroll for coverage do pay a portion of the cost. Are there restrictions on how we can use the rebate money? Answer: Yes, there are restrictions on using the rebate. The

Benefits, Blog, California Benefit Advisors, California Employee Benefits, CHIP Notice, DOL, Employees, Employers, group health, group health plan, Health, Health plans, HR, Medicaid, Medical benefits, Utah Benefit Advisors, Utah Employee Benefits

DOL Updates the Employer CHIP Notice

August 7, 2018August 7, 2018By NBG No Comments

The U.S. Department of Labor (DOL) has updated the model notice for employers to use to inform employees about the Children’s Health Insurance Program (CHIP). All employers with group health plans are required to distribute a CHIP notice at least once a year to employees living in certain states. There is no need to send

ACA, Affordable Care Act, AHP, Association Health Plans, DOL, Employees, Employers, HR

The News about Association Health Plans

June 28, 2018By NBG No Comments

On June 19, 2018, the U.S. Department of Labor released its Final Rule regarding Association Health Plans (AHPs). AHPs are not new, but they have not been widely available in the past and, in some cases, they have not been successful. The Final Rule is designed to make AHPs available to a greater number of

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