Health insurance

Health care, Health Care Cost, Health insurance

What You Need to Know About Healthcare Benefits in 2022 | California Benefits Team


While the new year feels like a fresh start for most workers, it’s also expected to come with a spike in health insurance premiums. Premiums and deductibles have been steadily increasing for years. The Kaiser Family Foundation (KFF) found that premiums for a family rose 4% in 2021, according to a survey focused on employer-sponsored benefits. The average

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Employee benefits, Health insurance, Human Resources

Millennials, legal industry workers more likely to be hungover at work | CA Employee Benefits


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Dive Brief: On average, American workers miss two days of work per year due to being hungover, a survey of 1,000 full-time workers from Delphi Behavioral Health Group found. By industry, the sector most affected by hangovers is tech, with an average of 8 sick days used, while construction workers and legal industry workers used four,

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Health insurance, PCORI

REMINDER: HEALTH PLAN PCORI FEES ARE DUE JULY 31 | California Benefits Agency


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Employers that self-insured any group health plans in 2018, including health reimbursement arrangements (HRAs), are responsible for determining whether the annual PCORI fee applies to their plan. If so, use Form 720 to calculate, report, and pay the fee by July 31, 2019. PCORI stands for the Patient-Centered Outcomes Research Institute. Federal law imposes a small annual fee on most

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ACA, Benefit plans, Benefits, Blog, California Benefit Advisors, California Employee Benefits, Communication, DOL, Employees, Employers, ERISA, Health, Health care, Health insurance, HMO, Human Resources, Insurance, MLR

Ask the Experts: Medical Loss Ratio (MLR) Rebates


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Question: Our company received a rebate check from our health insurance carrier. As the employer, we pay the bulk of premiums, although employees who enroll for coverage do pay a portion of the cost. Are there restrictions on how we can use the rebate money? Answer: Yes, there are restrictions on using the rebate. The

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Benefit plans, Benefits, Blog, Communication, Employee benefits, Employee Communication, Employees, Health, Health insurance, Health plans, Insurance, prescriptions, Videos

Looking Backward to Plan Forward


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As you look through enrollment options for 2019, remember to look back on 2018. Check out your spending on procedures and prescriptions, and which providers are in your network. This short video will give you some tips on how to plan forward for 2019.

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ACA, Affordable Care Act, Benefits, Blog, Coverage, Employees, Employers, Health, Health insurance, Health plans, Insurance, IRS

Is Your Health Plan Affordable for 2019?


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The Affordable Care Act’s employer shared responsibility provision — often called the employer mandate or “play or pay” — requires large employers to offer health coverage to their full-time employees or face a potential penalty. (Employers with fewer than 50 full-time and full-time-equivalent employees are exempt.) Large employers can avoid the risk of any play

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Benefit plans, California Benefit Advisors, California Employee Benefits, Custom content, Health insurance, Insurance, Life Insurance

Look Backward to Plan Forward


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We have entered Open Enrollment season and that means you and everyone in your office are probably reading through enrollment guides and trying to decipher it all. As you begin your research into which plan to choose or even how much to contribute to your Health Savings Account (HSA), consider evaluating how you used your

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