Benefit plans

ACA, Benefit plans, Benefits, Blog, California Benefit Advisors, California Employee Benefits, Communication, DOL, Employees, Employers, ERISA, Health, Health care, Health insurance, HMO, Human Resources, Insurance, MLR

Ask the Experts: Medical Loss Ratio (MLR) Rebates

By No Comments
Ask the Experts: Medical Loss Ratio (MLR) Rebates

Question: Our company received a rebate check from our health insurance carrier. As the employer, we pay the bulk of premiums, although employees who enroll for coverage do pay a portion of the cost. Are there restrictions on how we can use the rebate money? Answer: Yes, there are restrictions on using the rebate. The

Read More

Benefit plans, Benefits, Blog, Communication, Employee benefits, Employee Communication, Employees, Health, Health insurance, Health plans, Insurance, prescriptions, Videos

Looking Backward to Plan Forward

By No Comments
Looking Backward to Plan Forward

As you look through enrollment options for 2019, remember to look back on 2018. Check out your spending on procedures and prescriptions, and which providers are in your network. This short video will give you some tips on how to plan forward for 2019.

Read More

Benefit plans, California Benefit Advisors, California Employee Benefits, Custom content, Health insurance, Insurance, Life Insurance

Look Backward to Plan Forward

By No Comments

We have entered Open Enrollment season and that means you and everyone in your office are probably reading through enrollment guides and trying to decipher it all. As you begin your research into which plan to choose or even how much to contribute to your Health Savings Account (HSA), consider evaluating how you used your

Read More