Health care

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End of Year Healthcare | California Employee Benefits Team

November 3, 2020By NBG No Comments

As the weather turns cooler and shopping centers get busier, it’s easy to surmise that it’s nearing the end of the year. Are we all ready for 2020 to be over?! Yes, please! Since we are closing in on 2021, it’s time for you to maximize your healthcare plan by taking advantage of end-of-year healthcare

Cybersecurity, Health care, Healthcare

Preventive Care is as Easy as 1-2-3 | CA Employee Benefits Firm

October 7, 2020October 7, 2020By NBG No Comments

In a world where viruses run rampant across the globe and healthcare costs are skyrocketing, there is an easy way for you and your family to stay healthy—preventive care services. Preventive is defined as “used to stop something bad from happening.” Preventive care is care that thwarts off illness or disease thanks to regular check-ups,

Custom content, FSA, Health care

Don’t Leave Your FSA Money on the Table This Year! | CA Benefits Advisors

October 15, 2019By NBG No Comments

As 2019 is nearing an end, many people are looking at this year’s medical expenses to plan for how much they should set back for next year. In investigating these expenditures, you may notice that you still have money in your Flexible Spending Account (FSA) for 2019. FSAs are unique in that any unused money

ACA, Benefit plans, Benefits, Blog, California Benefit Advisors, California Employee Benefits, Communication, DOL, Employees, Employers, ERISA, Health, Health care, Health insurance, HMO, Human Resources, Insurance, MLR

Ask the Experts: Medical Loss Ratio (MLR) Rebates

November 29, 2018November 29, 2018By NBG No Comments

Question: Our company received a rebate check from our health insurance carrier. As the employer, we pay the bulk of premiums, although employees who enroll for coverage do pay a portion of the cost. Are there restrictions on how we can use the rebate money? Answer: Yes, there are restrictions on using the rebate. The

Benefits, Blog, Communication, Coverage, Employee benefits, Employees, Employers, Health, Health care, Health plans, Insurance, Workplace

Do You Have Mixed Emotions about Open Enrollment?

November 9, 2018November 9, 2018By NBG No Comments

It’s typical to have mixed feelings about the annual benefits open enrollment period. Dread for the additional administrative workload and potential benefits cost increases… Anticipation of newer, more attractive, and easier to administer plans… It makes for a fall season that causes many HR professionals and benefits brokers to drown their misery in pumpkin spice lattes.

Benefits, Blog, Employee benefits, Employees, enrollment, Health, Health care, Health insurance, Health plans

Looking Backward to Plan Forward

October 17, 2018By NBG No Comments

As you look through enrollment options for 2019, remember to look back on 2018. Check out your spending on procedures and prescriptions, and which providers are in your network.

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